Paul Stemborowski at AskStem.com helps you determine if you can benefit from restructuring your finances by using your most valued possession – your home.
I am in a Chapter 13 bankruptcy

I am behind on credit cards and or car payments

I am behind on my mortgage and other bills

I am 90 days past due on my mortgage

I have received a foreclosure notice from my mortgage company or bank

The Sheriff has posted a foreclosure notice on my door!

I lost my home to foreclosure and I am renting!

I tried to save my home and can't get anywhere with my mortgage company

I have filed for bankruptcy and I am still having problems

What Paul's Clients are Saying

What Paul's Clients are Saying You Saved My Home
You saved my home last year - I will be forever grateful! Thank you so very much. Happy Holidays!
--Karole D, Waynesboro, PA

What Paul's Clients are Saying

What Paul's Clients are Saying The Best
Paul is the best!!
--Andrew and Linda P., Vineland, NJ

What Paul's Clients are Saying

What Paul's Clients are Saying Helpful and Knowledgeable
Paul was very helpful and knowledgeable for our needs.
--Ken B., Ess Harbor Township, NJ

What Paul's Clients are Saying

What Paul's Clients are Saying Words Cannot Express my Thanks
Paul, words cannot express my thanks. I have been through the mill and you were the only one that worked with me! I will be forever grateful. Again, thank you!
--Celeste P., NJ

What Paul's Clients are Saying

What Paul's Clients are Saying Willing to Work with Us
Dear Paul,
Can't thank you enough for all your help, and just for the fact that you are willing to "try" to work with us. Many thanks.

--Jim and Nancy K.

What Paul's Clients are Saying

What Paul's Clients are Saying Rated Excellent
Dear Paul,
If I had to rate each thing you did for us you would get excellent in each category. I will recommend you! Thank you so much. This card is a small gift compared to what we got in return.

--Mr. and Mrs. R.

What Paul's Clients are Saying

What Paul's Clients are Saying Very Helpful
Mr. Stemborowski was very helpful and was true with everything he stated to me.
--Leotha H., Brooklyn, NY

What Paul's Clients are Saying

What Paul's Clients are Saying Kind and Courteous
Thank you for being so prompt, you are kind, businesslike and courteous. Every phone call was answered and returned!!!
--Ina H., Mathews, NC

What Paul's Clients are Saying

What Paul's Clients are Saying Our Advocate
Paul was incredible! He acted as our advocate!
--Jeann K., Pittsburgh, PA

What Paul's Clients are Saying

What Paul's Clients are Saying Got us Back on Track
I just wanted to thank you for all you have done for me and my family! You pulled our butts right out of the fire and got us back on track! All the advice you have given has been so helpful.
--Michelle B., Sparrow Point, MD

What Paul's Clients are Saying

What Paul's Clients are Saying Honest and Straightforward
I found Paul and his company to be honest and straightforward. Everything Paul said was the way it happened.
--Charles V., Bethlehem, PA

What Paul's Clients are Saying

What Paul's Clients are Saying Established Good Credit Again
Thank you Paul! Because of you we got out of financial problems and established good credit again! You blessed us with financial relief we have not had in 20 years! A ton of weight was removed from our shoulders. Thank you so very much.
--Ken and Linda E., Trenton, NJ

What Paul's Clients are Saying

What Paul's Clients are Saying Timely Response
Everything was done in a timely fashion. Questions were answered very well and a lot of information was given.
--Sharon R., Hopelawn, NJ

What Paul's Clients are Saying

What Paul's Clients are Saying Worked with Me
Paul was very informative, and worked with me totally. Overall, Paul is very good at what he does. Also, he is very patient. I started working with Paul about a year ago. Paul was there! My hat's off to Paul.
--Paul M., Gap, PA

What Paul's Clients are Saying

What Paul's Clients are Saying Best Customer Service
Paul is the best at customer service and explains why he can or cannot do something.
--John K., New Cumberland, PA

What Paul's Clients are Saying

What Paul's Clients are Saying Awesome
Paul is Awesome!
--Lori O., NJ

What Paul's Clients are Saying

What Paul's Clients are Saying Big Difference
We wish to express our sincere appreciation for all your efforts! Your assistance in this matter has and will continue to make a big difference in our lives.
--Donna and Kerry V., Silverhill, MD

What Paul's Clients are Saying

What Paul's Clients are Saying Gave me Back my Self-worth
I wanted to thank you for all your help! Most of all you gave me back my self-worth!
--Elizabeth L., Philadelphia, PA

What Paul's Clients are Saying

What Paul's Clients are Saying Fair and Honest
I found Paul to be fair, honest and helpful in every way! Just keep doing what you do!
--Charles V., Easton, PA

What Paul's Clients are Saying

What Paul's Clients are Saying Informative
Honest, persistent, informative and friendly.
--Collin B., MD

What Paul's Clients are Saying

What Paul's Clients are Saying Upfront
Mr. Stemborowski was honest and upfront with everything! I'd like to thank him again!
--Loretta B.

What Paul's Clients are Saying

What Paul's Clients are Saying Very Satisfied
We are very satisfied with your service. Thank you very much!
--Brenda D., NJ

What Paul's Clients are Saying


  
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Licensed Mortgage Banker by NJ Department of Banking & Insurance, NY State Banking Department, & PA Department Of Banking; Licensed Mortgage Lender by NC Commissioner of Banks & MD Department Of Labor, Licensing & Regulations; Georgia Mortgage Lender License #5815; Illinois Residential Mortgage Licensee #MB.0007022 by the Office of Banks and Real Estate, Mortgage Banking Division; Licensed Mortgage Lender & Broker by the Virginia State Corporation Commission, License # MLB-1064; In Pennsylvania second mortgage loans offered by Greentree Management & Services Corporation; In Michigan First & Second Mortgage loans offered by Greentree Mortgage & Services Company, Limited Partnership; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

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