Paul Stemborowski at AskStem.com helps you determine if you can benefit from restructuring your finances by using your most valued possession – your home.
I am in a Chapter 13 bankruptcy

I am behind on credit cards and or car payments

I am behind on my mortgage and other bills

I am 90 days past due on my mortgage

I have received a foreclosure notice from my mortgage company or bank

The Sheriff has posted a foreclosure notice on my door!

I lost my home to foreclosure and I am renting!

I tried to save my home and can't get anywhere with my mortgage company

I have filed for bankruptcy and I am still having problems

Who is Paul and why can he help me?

Who is Paul and why can he help me? Paul Stemborowski is in the unique position of helping you decide the best course of action, because he has extensive experience dealing with Chapter 13 bankruptcy.

Paul has personally helped thousands of people by buying them out of Chapter 13 bankruptcy. He has acquired loans for families that filed Chapter 7 in the past. He understands how bankruptcy works and can benefit you. Although Paul is not an attorney, a lot of clients find him more informative!

Paul has 30 years of real estate and mortgage experience. Paul can underwrite, close and fund all types of loans; FNMA, Freddie Mac, FHA, VA, Subprime, commercial, etc. In addition, he has securitized loans and sold them to Wall Street!

This is why Paul can help you negotiate the best deal for you! It may be a short sale, a loan modification or forbearance agreement with your current mortgage company. In addition, Paul can talk to them and make them understand why it's in their best interest not to take your home and work with you! Because we live in a free market system no one can force a company or bank to do what you want, however, should they choose to not see it your way or play hard ball, well you still have a couple of options!

If the information on this site is not enough or your attorney is not helping you then you can hire Paul to help you. Click here to find out your options.

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Licensed Mortgage Banker by NJ Department of Banking & Insurance, NY State Banking Department, & PA Department Of Banking; Licensed Mortgage Lender by NC Commissioner of Banks & MD Department Of Labor, Licensing & Regulations; Georgia Mortgage Lender License #5815; Illinois Residential Mortgage Licensee #MB.0007022 by the Office of Banks and Real Estate, Mortgage Banking Division; Licensed Mortgage Lender & Broker by the Virginia State Corporation Commission, License # MLB-1064; In Pennsylvania second mortgage loans offered by Greentree Management & Services Corporation; In Michigan First & Second Mortgage loans offered by Greentree Mortgage & Services Company, Limited Partnership; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

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