Paul Stemborowski at AskStem.com helps you determine if you can benefit from restructuring your finances by using your most valued possession – your home.
I am in a Chapter 13 bankruptcy

I am behind on credit cards and or car payments

I am behind on my mortgage and other bills

I am 90 days past due on my mortgage

I have received a foreclosure notice from my mortgage company or bank

The Sheriff has posted a foreclosure notice on my door!

I lost my home to foreclosure and I am renting!

I tried to save my home and can't get anywhere with my mortgage company

I have filed for bankruptcy and I am still having problems

I tried to save my home and can't get anywhere with my current mortgage company

I tried to save my home and can't get anywhere with my current mortgage company If you're here I assume you're having problems with your mortgage company! Maybe they do not see things your way! Maybe your attorney is not helping you! Attorneys are bound by a different set of rules, so do not be upset with them. So here are your two options, if you tried everything else!

Option one! Talk to Paul over the phone. Paul will advise you on who to talk to, how to talk and how to present to your mortgage company why it's in their best interest to work with you! Also, Paul will explain your options. Few lawyers, real estate professionals or people know or can tell you how and what to do! This call could last for an hour or two, so the charge is $350.00. If Paul can refinance you the fee will be applied to an appraisal fee!

Send your check or money order made payable to Paul Stemborowski for $350.00 to:
Paul Stemborowski
P.O. Box 112
Voorhees, NJ, 08043

Option #2. Paul will personally negotiate a loan modification, loan forebearance, or short pay with the mortgage company. The fee for this is $2500.00. In addition, Paul will find out the value of your home and or send a Realtor out to your home to determine the true market value. And in some cases send an appraiser, for a drive by determination!

Send a $2500.00 check or money order made payable to Paul Stemborowski to:
Paul Stemborowski
P.O. Box 112
Voorhees, NJ, 08043

Please send your phone number and address. A form will be sent to you to authorize Paul to negotiate with your mortgage company on your behalf.

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Licensed Mortgage Banker by NJ Department of Banking & Insurance, NY State Banking Department, & PA Department Of Banking; Licensed Mortgage Lender by NC Commissioner of Banks & MD Department Of Labor, Licensing & Regulations; Georgia Mortgage Lender License #5815; Illinois Residential Mortgage Licensee #MB.0007022 by the Office of Banks and Real Estate, Mortgage Banking Division; Licensed Mortgage Lender & Broker by the Virginia State Corporation Commission, License # MLB-1064; In Pennsylvania second mortgage loans offered by Greentree Management & Services Corporation; In Michigan First & Second Mortgage loans offered by Greentree Mortgage & Services Company, Limited Partnership; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

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