Paul Stemborowski at AskStem.com helps you determine if you can benefit from restructuring your finances by using your most valued possession – your home.
I am in a Chapter 13 bankruptcy

I am behind on credit cards and or car payments

I am behind on my mortgage and other bills

I am 90 days past due on my mortgage

I have received a foreclosure notice from my mortgage company or bank

The Sheriff has posted a foreclosure notice on my door!

I lost my home to foreclosure and I am renting!

I tried to save my home and can't get anywhere with my mortgage company

I have filed for bankruptcy and I am still having problems

About Paul

About PaulPaul Stemborowski was born in Camden, New Jersey in 1956. As a young boy he would shovel snow, sell Christmas cards and set up lemonade stands whenever he could. Paul had two paper routes: one in the morning and one in the afternoon. He was always interested in financial freedom. His family would joke about his desire for a better life filled with enough money to be comfortable. In reality, it was his hard working family that was a big part of Paul's inspiration! Paul registered for college after high school; however, he was too impatient to enroll. He took a job working on cars, plus had his own janitorial business.

Then one day a friend told him about real estate. Paul purchased all the books available at that time and decided to become a real estate salesman. He took the necessary courses and passed the real estate exam in 1977. Paul purchased several homes: some to live in, some to repair and resell, others to subdivide land.

By the 1980s things were not the best for the real estate business. Interest rates were high; homes were not selling. Paul started selling and leasing cars through a franchise for a national concern. Then in 1986 Paul started working in the mortgage business. After one year, he started a financial company. One year later, he started a mortgage company.

After selling both companies, Paul started to focus on people who had financial problems. He started restructuring people's finances and became even more successful in this endeavor that any other business he owned or operated in the past.

Paul has helped thousands of people. He can help you. Just fill out the information and he will contact you by email and/or phone.

Now you, too, can learn from his experience in business, real estate, finance, the stock market, and life in general!

Ask Stem!

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Licensed Mortgage Banker by NJ Department of Banking & Insurance, NY State Banking Department, & PA Department Of Banking; Licensed Mortgage Lender by NC Commissioner of Banks & MD Department Of Labor, Licensing & Regulations; Georgia Mortgage Lender License #5815; Illinois Residential Mortgage Licensee #MB.0007022 by the Office of Banks and Real Estate, Mortgage Banking Division; Licensed Mortgage Lender & Broker by the Virginia State Corporation Commission, License # MLB-1064; In Pennsylvania second mortgage loans offered by Greentree Management & Services Corporation; In Michigan First & Second Mortgage loans offered by Greentree Mortgage & Services Company, Limited Partnership; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

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